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Credit Analyst (Mid or Senior) Portland, Oregon #109335

Date: Nov 17, 2022

Location: PORTLAND, OR, US, 97232

Company: PacifiCorp


PacifiCorp is seeking customer-centric candidates to grow and sustain our commitment to a culture of customer service excellence, environmental sustainability and diversity, equity and inclusion. 

General Purpose

Oversees credit risk profiles of the wholesale energy portfolio, structured transactions, or commercial and industrial accounts, including monitoring of credit quality of existing and new counterparties/customers, monitoring exposures against maximum allowed limits, ensuring collection and maintenance of adequate collateral as applicable, and reporting of credit risk exposures and mitigations to management.

Responsibilities for this position include the following:


  • Assist in the development of timely credit decisions on wholesale energy and structured transactions or managed commercial and industrial accounts.
  • Collaborate with risk management, energy supply management, and resource and commercial strategy personnel on transaction structuring and approval with regard to the credit terms.
  • Prepare reports on wholesale energy portfolio or managed commercial and industrial energy credit exposure related to electricity, natural gas, and financial positions. 
  • Prepare daily margin requirements, periodic risk analysis, and ad hoc reports.
  • Prepare weekly, monthly, quarterly, and ad-hoc credit reports for credit and senior management, including those needed for quarterly disclosure requirements for financial reporting.
  • Manage credit specifications on online trading platforms.
  • Implement the established corporate policy or guidelines for the investigation, monitoring, and/or reporting of credit-related exposures for those business units the credit department supports.


In addition to the above, the responsibilities of the Senior level position include the following:

  • Perform credit reviews utilizing third-party credit ratings and financial statements to determine the degree of risk involved in extending credit and propose recommendations for maximum allowed exposure, trading rules, and minimum required collateral.
  • Prepare and maintain detailed credit analyses on existing and potential wholesale energy counterparties or managed commercial and industrial customers.
  • Develop and implement the established credit policies or guidelines for credit investigation, monthly reports, monitoring, and risk mitigation of those business units served by the credit department. 
  • Review credit memorandums prepared by associate and career credit analysts for approval within delegated approval authority.
  • Recommend process and reporting solutions and improvements to the director of credit and risk oversight committee. 

Requirements for this position include the following: 


  • Bachelor’s degree in Accounting, Business, Economics, Engineering, Finance, or a related field; or the equivalent combination of education and experience.
  • A minimum of three years experience in credit or risk management or a related field. 
  • Data gathering, analysis, interpretation, trending, forecasting, and modeling skills.
  • Ability to work with internal and external customers in a fast-paced trading environment. 
  • Communication and interpersonal skills including ability to consult with internal and external customers regarding matters/issues which may be sensitive in nature.
  • Ability to work with all levels of an organization including people with different styles and backgrounds; ability to work as a member of a team. 


In addition to the above, the requirements of the Senior level position include the following:

  • A minimum of five years experience in credit or risk management or a related field. 
  • Ability to assess corporate financial statements and make objective and subjective judgments about a company’s creditworthiness.
  • Ability to work independently.


  • Experience with various types of collateral support documentation , including letters of credit, guarantees, and escrow agreements. 
  • Experience with developing credit analysis spreadsheet models. 

Additional Information

Req Id: 109335
Company Code: PacifiCorp 
Primary Location: PORTLAND    
Department: Pacific Power
Schedule: FULL TIME
Personnel Subarea: Exempt
Hiring Range: $72,500 - $98,100 

This position is eligible for an annual discretionary performance incentive bonus of up to 12.00% of salary. 


Employees must be able to perform the essential functions of the position with or without an accommodation.

At PacifiCorp, we celebrate diversity, equity and inclusion. PacifiCorp is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or religious creed, age, national origin, ancestry, citizenship status (except as required by law), gender (including gender identity and expression), sex (including pregnancy), sexual orientation, genetic information, physical or mental disability, medical condition, veteran or military status, familial or parental status, marital status or any other category protected by applicable local, state or U.S. federal law.

All offers of employment are contingent upon the successful completion of a background check and drug screening.

Nearest Major Market: Portland Oregon

Career Segment: Credit Analyst, Sustainability, Credit, Risk Management, Equity, Finance, Energy